I have been using the mvelopes program to handle my finances for one year now. We just got our tax bill for our home in Georgia, and I already have enough money to pay the bill! I have been saving a small portion of the total bill all year long using the program. I am glad to see it worked. I am still working out other small kinks, but for the most part I am very pleased with this financial solution and it costs less than 8 dollars a month to use.
Mvelopes Personal – Manage Your Spending in a Whole New Way! This is the new program that I have been using to manage our finances. I love it, and especially after using for a week. I had to watch some tutorials of course because I was a die hard quicken fan, but now I am figuring all the ins and outs of it.
This week, I added a new financial program. I have used Quicken for the last 10 years and have always loved it. However, if you are budgeting your money or trying to save for certain things, Quicken really lacked. It is great for tracking money after you spend it, but as for managing the spending it just would not do it. Well, Greg and I have always been a fan of the Envelope system for money. Basically it is easy, you set aside money for certain things, put the money in an envelope labeled as such and when the money is gone it is gone. You have to wait to get paid again to have more money. I actually know lots of people who do this and it is super when you have limited money or you just want to save money. However, if you are Internet savy and do everything online, it was hard to do. Well, introducing, (drum roll) Mvelopes Personal!! Finally a program to actually give you the means to manage your spending before you spend it! Right now I am on a free 2 week trial so I will let you all know how we like it. So far though, it is thumbs up. I am hoping to get rid of Quicken by the end of the year!